Investment Management

Discretionary Management

Designed for those investors who have neither the time, nor the inclination, to manage their portfolio themselves, the Discretionary service is our premium level of care for discerning investors.

We will use our comprehensive portfolio construction and investment selection process to determine and establish a portfolio designed to suit your individual requirements. Once established, we will carefully monitor and amend your constituent holdings as necessary to ensure that your portfolio continues to meet your objectives and requirements on an ongoing basis.

Although we make all of the decisions for you, you remain informed at all times regarding any changes to your portfolio through the issue of contract notes every time we trade and on the end of the phone or in person for any queries you may have.

Portfolio valuations are provided on a regular basis, accompanied by a detailed report summarising past investment performance, general market developments and the outlook for the period ahead, keeping you informed of our performance every step of the way.

Advisory Management

Designed for those investors who would like to retain some control over their investments, but who value the assistance and help of a professional investment manager.

We will undertake the same detailed portfolio construction and investment selection process as with the Discretionary service, but will seek your prior approval before it is implemented. This gives you the opportunity to influence decisions and provides some scope to fine-tune strategy.

Thereafter, you will receive regular advice and recommendations, as well as periodic valuation reports and comments on the changing profile and performance of the portfolio. We will actively monitor your portfolio's constituent holdings. If there is a significant development, such as a take-over approach or 'rights' issue, we will contact you and discuss your options, offering our advice on the best course of action.

Your appointed investment manager will always be on hand, to provide you with appropriate advice and guidance, either by telephone or through regular review meetings.

TOTUS - Managed Discretionary Porfolio Service

This Managed Discretionary Portfolio Service is a distinctive investment service designed to allow investors with at least £10,000 to invest, to benefit from a professional, actively managed approach to their investments. Focusing on collective investments such as Unit Trusts, OEICS, Investment Trusts and ETF's, Totus takes advantage of the world's very best fund managers, investing across the globe and across many different asset classes and investment styles to ensure that volatility is moderated, risk is mitigated and performance maximised.

In brief the service offers the following:

• Active investment management, selecting the 'best of breed' funds from across the entire spectrum of available products in the UK.
• Efficient and simple administration including cash management and comprehensive half-yearly valuations and reporting.
• The option to invest in individual or joint names, or within an Individual Savings Account (ISA) or Self Invested Personal Pension (SIPP).

It is suitable for investors who do not, realistically, hold sufficient funds to achieve an acceptable spread of risk in individual shares and those who prefer the simplicity of a range of managed collective investments.

Find out more about TOTUS