SIPP, Pension & Retirement Planning

Changing rules and complex products make sorting a pension a challenging subject for many people. With offices in both Leicester and Northampton, our advisers have the qualifications and experience to help guide you through what can be a daunting set of choices for your retirement.

“We cover the full range of options available in the marketplace today.”

We cover the full range of pension options available in the marketplace today, ensuring that we can advise you on the most appropriate schemes, taking into account your existing provisions and your anticipated retirement needs.

In addition, we offer financial advice on other options that are available to supplement your income in retirement and, as always, all of our advice is individually tailored to your specific circumstances.

So, whether you are close to retirement and would like to know if you should buy an annuity or utilise income drawdown, or if you’re thinking of consolidating your existing pensions into a Self-Invested Personal pension (SIPP), we can help.

“We can provide high quality cost effective advice”.

Covering the Entire UK

A SIPP (and its ‘sister’ Small Self-Administered Schemes (SSAS)) may be suitable for those who wish to have more control over their pension fund assets and allow access to a wide variety of assets including; individual equities, unit trusts/OEICs, investments trusts, gilts, exchange traded funds (ETFs) and commercial property. Where appropriate, some schemes are also able to gear up their investment by borrowing against scheme assets to help fund a larger purchase and, in the case of SSASs, even lend money back to the employer and earn interest. We can provide you with high quality cost effective advice on this, and all the other pension options available to you.

For more information regarding your options and to assist you in selecting the most appropriate route for your circumstances, please speak to one of our advisers, either by calling us, or completing our simple contact form. We also offer advice on a wide range of other financial planning matters, including Inheritance Tax Planning, family protection, discretionary management and lifestyle financial planning from our Leicester and Northampton offices, covering the Milton Keynes and Warwick areas along with the rest of the United Kingdom.