Solicitors

At Cave & Sons we have been providing investment management and financial planning services to both local and national firms of solicitors for many years, and we have the experience to handle even the most complex of cases.

“Our advisors are always on hand to attend Trustee or Executors’ meetings when required.”

Such firms are happy to recommend their clients to us as they know that such referrals will be handled professionally and without the ‘hard sell’ often associated with larger investment houses. Investment portfolios for private individuals, companies, Trusts and Charities are constructed on an individually tailored basis, again an increasing rarity in a world dominated by large investment banks pushing their own ‘in-house’ products.

We recognise that building a strong working relationship with you is the key to providing an excellent service and this level of excellence is mirrored in the way we will approach your client’s requirements. Our aim is to build a bespoke solution that is tailored to your client’s specific requirements, whilst keeping you in the driving seat of your ongoing client relationship.

The range of services that we provide include:

Trust Advice and Investment Management

We offer investment advice, portfolio / discretionary management and construction, balancing the interests of different classes of trust beneficiaries and fulfilling the Trustee Act 2000 Obligations.

In addition, our advisors and investment managers are always on hand to attend Trustee or executor meetings and joint meetings with you and your clients when required. We also ensure that you are kept fully informed throughout the process and are given copy contact notes and informed of any alterations in the clients’ needs or objectives. We can even, with your clients consent, provide you with a copy of the clients’ fact find. If the individual clients hold investments with us we will also provide you with regular updates of the investment performance as required and can offer online access so you can view the Trust investments that we manage on your behalf.

Probate Valuation Service

We offer a full Probate Valuation service including the provision of a full investment valuation service for probate purposes and a range of supplemental services, including obtaining lost certificate indemnities, the transfer of holdings to the nominated estate beneficiaries or the sale of the investments if required.

Probate valuation requests can even be logged on-line at probatenow.co.uk

Advice for High Net Worth Clients

We advise on a range of personal financial matters including tax planning, pension planning, fully independent advice, lifestyle financial planning, preservation of wealth, long term care planning, school fees planning, protection planning and constructive financial advice with an investment manager.

Advice for Elderly Clients

We provide individually tailored advice to meet the clients individual needs and objectives which includes, investment planning, wealth preservation, long term care financial planning, Trust Fund investments, impaired life annuities, nominee service and investment management together with financial planning advice for deputies and trustees.

“Our advisors and investment managers are always on hand to attend Trustee or executor meetings and joint meetings with you and your clients when required.”

Personal Injury, Damage Awards and Divorce Settlements

We have a wealth of knowledge when dealing with both personal injury and court of protection clients (either by age or medical impairment due to illness or injury.) Personal injury or clinical negligence damages are awarded as a result of life changing circumstances. Therefore, more than any other investment, it is vital that such awards are made to work effectively on investors behalf and that the underlying charges for this service are transparent. We fully understand the issues raised in the House of Lords landmark decision in Wells-v-Wells (1999) 1AC 345 and the achievement of the best possible return over the long term is naturally, a key objective. It is beholden upon our investment managers to invest such awards with the lowest possible exposure to risk. Our investment philosophy is aligned to each individual client’s requirements throughout their lifetime. In addition to this tailor made investment approach we also provide connected services such as:

Tax planning for claimants and family, family financial planning, protection planning and pension planning. We can review the financial implications in the event that the main family care provider suffers from long term sickness, disability, critical disease, or death.

Corporate and Employer Service

Our Corporate Services division provides independent advice to individuals, sole traders, partnerships and companies of all sizes and sectors and can help you develop the best possible solutions for your clients. This services include; bespoke investment management, SIPP & SSAS investment management, income protection, director share purchase insurance, key man protection, partnership protection, succession planning and employee benefits such as death in service and pension arrangements.