Calendar zoomed in on April 5th

The 2020/21 Tax Year – Use it or lose It

With the 2020/21 tax year drawing to a close, and many of us having our minds on other things (particularly given the challenges that the last year has brought to us all), I thought it would be timely to provide a reminder of the financial planning opportunities available, with a particular focus on utilising allowances […]

How to get your finances in shape – tips for 2021!

The start of a new year is usually when we look to make changes in our lives. The word ‘resolutions’ is brought up in many conversations and the old adage New Year, New Me” is often thrown around. Typically speaking, this tends to be when we promise ourselves to eat healthier, drink less, exercise more, […]

We’ve Been Shortlisted!

We’re delighted to announce that we’ve been shortlisted in the ‘Best Discretionary Wealth Manager’ category at the City of London Wealth Management Awards. If you’d like to vote, please visit –

Cave’s Quarterly – Q4 2020 Round-Up

As we continue our way through strange and unprecedented times, Cave & Sons present you with our quarterly round-up of the industry. Please click here to view the round-up.

An image of a legal hammer.

The Importance of a Lasting Power of Attorney

Clients will often confirm that they have made a Will and put arrangements in place for how things are to be dealt with upon their death but have historically often neglected Powers of Attorney and therefore have no provisions in place should they lose mental capacity during their lifetime or become incapacitated due to ill […]

Covid-19: how will the government pay for the recent increase in national debt?

Nobody could have predicted the tumultuous year we have had so far. If one thing is certain, however, it is the fact that 2020 has seen the largest amount of government borrowing since World War II. Support measures such as the furlough scheme, Eat Out To Help Out, bounce-back loans for businesses, as well as […]

Cave’s Quarterly – Q3 2020

We’re pleased to share our latest Edition of Caves’ Quarterly, which summarises the previous periods’ economic and market developments and casts an outlook towards the winter months ahead. Please click here to view the document in its entirety.

An Overview of Mortgage Cover and Income Protection

We are now living in unprecedented and difficult times. Covid19 has highlighted to us all the impact that elements out of our own control can have on our livelihoods and standard of living. During these periods, we believe it is important to reflect on, and review, your own financial circumstances to ensure that you have […]

NS&I Interest rates slashed

National Savings and Investments, or NS&I as they are more commonly known, announced recently that both their interest ratesand Premium Bond prizes are to fall at the end of this year. You can find out more information about the change by clicking here.

An image of coins beside a piggy bank.

Why it is important to seek out financial advice

It is thought that only around 10 to 15% of adults living in the UK have sought out professional financial advice. Yet, studies have shown that people who seek financial advice have, on average, in a better position ten years down the line than those who did not.  Of course, there will be many reasons […]